103 North Braddock Street, Winchester, Virginia 22601

Qualified Retirement and Other Plans

We offer planning for the implementation and administration of qualified retirement plans.  Such planning can include a traditional IRA or Roth IRA, and SIMPLE, SEP, and qualified 401(k) profit sharing plans.  Selecting the right type of plan is critical, and once selected, plan compliance is just as important.

Owen and Truban 401(k) Retirement Plan – IRS Approved.  If an employer wants more control over the retirement plan, to be able to utilize multiple investment advisors, or invest in nontraditional assets, the Owen and Truban plan may be appropriate.  The major benefit of an independent plan, separate from a financial institution, is the client controls the plan, not the investment company, so you generally have more options to offer your employees than are available with a single platform.

Fringe Benefit Plans:  Statutory and other fringe benefits, including:

  • Welfare Benefit Plans
  • Health Insurance Plans
  • Medical Expense Reimbursement Plans and HRA
  • Cafeteria 125 plans
  • Long Term Disability Plans
  • Nonqualified Deferred Compensation and Section 409A

Planning for Retirement Plan Distributions.  We offer guidance on planning for distributions from retirement plans, including IRAs and qualified plans, beneficiary designations, life expectancy, conduit trusts, and stretch IRA concepts.